Guides
The things I end up explaining anyway, written down so you can read them at your own pace.
Free, no form, no email address. If they're useful, take them.
Buying
Conditions are protections, not obstacles
Why the conditions in your offer exist, what each one actually does, and why insurance matters more than people expect.
Read →Waiver or amendment: what actually firms a deal
Two forms that look similar and do completely different things. One ends the conversation. The other reopens it.
Read →Your inspection found something. Now what?
Repair, credit, or price reduction. How to think about which one to ask for, and when to walk.
Read →The conditional period, day by day
What happens between an accepted offer and a firm deal, and what you should be doing while it happens.
Read →What is actually in an offer
Price is one line. These are the other terms that decide whether your offer gets taken seriously.
Read →Deposits and irrevocability, in plain terms
Two of the most misunderstood parts of an offer, and how each one affects your chances.
Read →When the appraisal comes in low
What it means, why it happens, and the options in front of you when it does.
Read →Things that can make a house hard to insure
You can be approved for the mortgage and still not be able to close. These are the usual reasons.
Read →How to handle multiple offers
Drawing your line before the emotion starts, and why the process is designed to move you off it.
Read →Buying a home with tenants in it
Vacant possession is a process, not a promise. What has to be in place before you sign.
Read →Buying your first condo: the numbers nobody adds up
The status certificate, the reserve fund, and the monthly figure that actually matters.
Read →Selling
How I price a home
Where the number comes from, why the search brackets matter more than people think, and what the first two weeks tell us.
Read →Getting your home ready
What is worth spending money on, what staging actually does, and why you should not oversell the house.
Read →Should you buy first or sell first?
A risk question rather than a market question, plus the one number people get wrong.
Read →Calculators